Home Refinancing Wilmington NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

United Mortgage Corp
(800) 462-4862
5844 Bentley Gardens Ln
Wilmington, NC
 
Alpha Mortgage Corporation
(910) 256-8999
1320 Airlie Rd
Wilmington, NC
 
Abn Amro Mortgage Group Inc
(910) 313-0500
2222 Sterling Place
Wilmington, NC
 
Wachovia Mortgage Corporation
(910) 350-3500
1410 Commonwealth Drive
Wimington, NC
 
East Carolina Bank
(910) 509-9047
6105 Oleander Drive Suite 102
Wilmington, NC
 
Azalea Coast Mortgage Co Inc
(910) 452-4663
3725B Wrightsville Ave
Wilmington, NC
 
Sunset Mortgage Company Lp
(913) 256-8633
1650 Military Cutoff Rd
Wilmington, NC
 
National Mortgage Access Inc
(910) 791-1982
5710-104 Oleander Drive
Wilmington, NC
 
Primary Residential Mortgage Inc
(910) 262-8470
5013 Wrightsville Ave
Wilmington, NC
 
Lumina Mortgage Company Inc
(910) 452-3555
219 Racine Drive Suite A
Wilmington, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com