Home Refinancing Winchester VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Metamerica Mortgage Bankers Inc
(540) 450-1613
2271 Valley Ave.
Winchester, VA
 
Suntrust Mortgage Inc
(540) 722-7285
124 W Piccadilly St
Winchester, VA
 
First Horizon Home Loan Corporation
(540) 722-7939
2971 Valley Ave
Winchester, VA
 
George Mason Mortgage LLC
(540) 723-9912
521 South Cameron St.
Winchester, VA
 
Success Mortgage LLC
(540) 678-0800
158 Front Royal Pike Ste 303
Winchester, VA
 
Oakcrest Mortgage LLC
(540) 723-9678
2045 Valley Avenue
Winchester, VA
 
Bank Of Clarke County
(540) 662-2280
202 N Loudoun Street
Winchester, VA
 
Branch Banking And Trust Co
(540) 665-6570
112 N Loudoun St
Winchester, VA
 
Integrity Home Mortgage Corp
(540) 450-0222
420 W Jubal Early Dr Ste 102
Winchester, VA
 
Lincoln Mortgage LLC
(540) 542-6133
296 Victory Rd
Winchester, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com