Home Refinancing Windham ME

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gorham Savings Bank
(207) 642-4200
Route #25
Standish, ME
 
Gorham Savings Bank
(207) 839-5209
10 Wentworth Dr
Gorham, ME
 
Approved Home Mortgage Inc
(207) 781-4959
366 Us Route One
Falmouth, ME
 
Maine Credit Union League
(207) 773-5671
2 Ledgeview Drive
Westbrook, ME
 
Mortgage Network Inc
(207) 772-3100
2063 Congress Street
Portland, ME
 
Mortgage Bankers Association of Maine
(207) 233-1919
116 Queen St
Gorham, ME
 
Financial Freedom Senior Funding Corp
(800) 416-4748
70 Plummer Dr
Raymond, ME
 
Cumberland County Mortgage Inc
(207) 767-7382
324 Gray Road
Falmouth, ME
 
Merrimack Mortgage Company Inc
(207) 842-6854
660 Forest Ave
Portland, ME
 
First Financial Mortgage Corporation
(207) 775-4200
2320 Congress St Ste B
Portland, ME
 
Opinion Corner
People in Maine shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 20%
Rent: 80%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 100%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 0%
I have tried but have not been successful: 100%
No: 0%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 100%
Source: Survey.com