Home Refinancing Winston Salem NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Union Mortgage Inc
(336) 345-2737
1001 South Marshall Street
Winston Salem, NC
 
Department Of Veterans Affairs
(910) 748-1800
251 N Main Street
Winston-salem, NC
 
Challenge Financial Investors Corp
(336) 727-8678
897 Peters Creek Pkwy Ste 104
Winston Salem, NC
 
American Home Mortgage Corp
(800) 951-8000
2250 Silas Creek Pkwy
Winston Salem, NC
 
Cates Mortgage
(336) 774-8671
1344 Ashley Sq
Winston Salem, NC
 
Heartwell Mortgage Corporation
(336) 734-1880
1425 W 1St St Ste C
Winston Salem, NC
 
Primary Residential Mortgage Inc
(336) 774-9969
3775 Vest Mill Rd Ste C
Winston Salem, NC
 
Premier Mortgage Funding Inc
(336) 201-4800
3051 Trenwest Dr Ste B
Winston Salem, NC
 
Southern Community Bank And Trust
(336) 774-2356
4625 Country Club Road
Winston Salem, NC
 
Bank Of America Na Charlotte
(336) 721-4140
370 Knollwood St Ste 320
Winston Salem, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com