Home Refinancing Yakima WA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Central Pacific Mortgage Co
(509) 966-9166
501 W Lincoln Ave Ste C
Yakima, WA
 
Banner Bank
(509) 248-0250
502 West Yakima Ave
Yakima, WA
 
Eagle Home Mortgage LLC
(509) 249-8882
1460 N 16Th Ave Ste C
Yakima, WA
 
Omt Enterprises LLC
(509) 575-4400
117 E Yakima Ave
Yakima, WA
 
Yakima Federal Savings And Loan Association Stadium Branch
(509) 965-5042
3910 Tieton Drive
Yakima, WA
 
Yakima Federal Savings And Loan Assn
(509) 248-2634
Po Box 1526
Yakima, WA
 
Catholic Credit Union
(509) 248-2960
110 N 5Th Ave
Yakima, WA
 
Apple Valley Mortgage Inc
(509) 972-0333
4001 Summitview Ave #23
Yakima, WA
 
American Home Loans
(509) 966-9166
3801 West Nob Hill Boulevard
Yakima, WA
 
Central Valley Bank Nob Hill Branch
(509) 972-9510
3919 West Nob Hill Boulevard
Yakima, WA
 
Opinion Corner
People in Washington shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 58%
Rent: 41%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 4%
I am living paycheck to paycheck: 34%
I have eliminated some of my expenses in order to keep my home: 34%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 22%
I have some equity in my home: 50%
I own my home outright: 13%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 52%
I have tried but have not been successful: 31%
No: 15%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 43%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 21%
Source: Survey.com