Home Refinancing Yankton SD

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Dakota National Bank
(605) 665-7432
225 Cedar Street
Yankton, SD
 
Yankton Title Co
(605) 665-5775
219 West 3rd Street
Yankton, SD
 
Wells Fargo - Yankton
(605) 665-9677
200 Cedar St
Yankton, SD
Type
Branch
Office Hours
Mon-Fri 08:00 AM-05:00 PM
Sat-Sun Closed

First Dakota National Bank North Location
(605) 665-4999
2105 Broadway Avenue
Yankton, SD
 
First National Bank South Dakota
(605) 665-9611
332 Broadway Ave
Yankton, SD
 
First National Bank South Dakota
(605) 665-9611
332 Broadway Ave
Yankton, SD
 
Cortrust Bank
(605) 668-0800
2405 Broadway Avenue
YANKTON, SD
Services
Mortgage Brokers

Primerica Financial Services - Don Neukirch
(605) 668-9393
1719 Broadway Avenue
YANKTON, SD
Services
Mortgage Brokers

First Dakota National Bank - Downtown Location
(605) 665-7432
225 Cedar Street
YANKTON, SD
Services
Mortgage Brokers

First Dakota National Bank
(605) 665-7432
225 Cedar St
Yankton, SD
 
Opinion Corner
People in South Dakota shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 100%
Rent: 0%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 25%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 50%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 66%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 66%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 33%
Source: Survey.com