Home Refinancing Yonkers NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Municipal Housing Authority
(914) 793-8400
1511 Central Park Avenue
Yonkers, NY
 
Sunset Mortgage Company Lp
(201) 569-4401
7 Hillside Ave Fl 2
Tenafly, NJ
 
Tri-state Funding Of New York Inc
(718) 652-6900
2526 Wallace Avenue
Bronx, NY
 
Southern Star Mortgage Corp
(914) 636-3838
557 Main Street
New Rochelle, NY
 
First Alternative Mortgage Corp
(914) 712-9300
145 Huguenot St
New Rochelle, NY
 
Hudson Valley Bank
(914) 961-6100
21 Scarsdale Rd
Yonkers, NY
 
First Second Mortgage Co Of Nj
(201) 569-3469
50 Spring Street
Cresskill, NJ
 
Sterling Empire Funding Assoc
(718) 994-7400
2307 Eastchester Road
Bronx, NY
 
Stanley Capital Mortgage Company Inc
(201) 816-0400
270 Sylvan Avenue Suite 260
Englewood Cliff, NJ
 
Capital Hill Mortgage Co Inc
(201) 567-2111
325 Sylvan Ave Fl 3
Englewood Cliffs, NJ
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com