Home Refinancing Youngstown OH

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Home Savings And Loan Company
(330) 742-0500
275 Federal Plaza West
Youngstown, OH
 
Empire Equity Group Inc
(330) 965-1808
8440 Market St Ste 101
Youngstown, OH
 
Ameristate Bancorp Inc
(330) 629-8500
725 Boardman Canfield Rd L-3
Youngstown, OH
 
Origen Financial LLC
(248) 262-8681
610 Avalon Dr Se
Warren, OH
 
Gulf States Mortgage Corporation
(724) 346-4370
3773 E State St
Hermitage, PA
 
Home Mortgage Co Inc
(330) 758-7541
813 Kentwood Drive
Youngstown, OH
 
Maverick Residential Mortgage Inc
(330) 965-1690
888 Boardman Canfield Rd Ste 1
Youngstown, OH
 
Ark-la-tex Financial Services LLC
(330) 545-5220
920 N State St # 2
Girard, OH
 
Dollar Bank Fsb
(216) 455-5600
6868 Pearl Drive
Middleburg Heights, OH
 
Pioneer Home Equity Corporation
(724) 962-8150
509 W Main St
Sharpsville, PA
 
Opinion Corner
People in Ohio shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 73%
Rent: 23%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 31%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 27%
Other: 11%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 15%
I have some equity in my home: 54%
I own my home outright: 10%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 31%
I have tried but have not been successful: 19%
No: 48%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 46%
Yes, they were slightly affected: 28%
Yes, they were significantly affected/drained: 24%
Source: Survey.com