Insurance Orlando FL

Insurance is a form of risk management, where one party pays another to hedge against some type of loss. Insurance policies can be purchased for a number of different uses and to protect against a variety of losses. Life insurance, auto insurance homeowners insurance, and health insurance are some of the most common types that people pay for. In these instances people are hedging against sickness and loss of life as well as damage and destruction of property at the hands of others. There are differing laws throughout the country that govern the necessity of having certain types of insurance.

Florida Lawyers Mutual InsuranceCompany
(800) 633-6458
541 E. Mitchell Hammock Road
Oviedo, FL
Prices and/or Promotions
States/Provinces Served: Florida

Stockholm Insurance group
(800) 711-1463
1515 orange ave, suite 1081
Orlando , FL
Alternate Phone Number
18007111463
Services
Life, Health, Disability, Auto, Home, Commercial Property, Income protection, Buy out agreements, over head expense, Dental, Vision, specialty insurance,
Prices and/or Promotions
“Free” quotes instantly by Live professional Insurance Agents

PRIMERICA
(407) 340-9555
817 PLATO AVE ORLANDO FL, 32809
ORLANDO, FL
Alternate Phone Number
407 340 9555
Services
LONG TERM LIFE INSURANCE / FINANCIAL PRODUCTS

State Farm - Glenn Ritchie Agency
(407) 478-0771
186 SR 436
casselberry, FL
Alternate Phone Number
407-478-0771

Orlando Insurance Agency
(407) 901-2103
5764 North Orange Blossom Trail
Orlando, FL
Alternate Phone Number
407-901-2103

The Hugh Brown Agency
(407) 718-5342
3219 Curryford Rd
Orlando, FL
Services
Insurance Agency, Health Insurance Quotes, Medical Insurance, Term Life Insurance, Package Delivery Service

Foresters
(386) 801-1599
P.O. Box 390434
Deltona, FL
Alternate Phone Number
(386) 801-1599
Services
Mortgage Protection, Life, Health, and Annuities

Nationwide Insurance - Barfield Insurance
(321) 332-7090
9145 Narcoossee Rd #207
Orlando, FL
 
Orlando Insurance Agency
(407) 901-2103
#172 - 5764 North Orange Blossom Trail
Orlando, FL
Alternate Phone Number
407-901-2103
Services
Insurance

http://www.mcgradyinsurancegroup.co
(407) 299-1510
Debbie Mcgrady - 5401 S Kirkman Rd Ste 310 Orlando
Orlando, FL
Alternate Phone Number
407-299-1510
Services
Auto Insurance Orlando
Prices and/or Promotions
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Insurance

Insurance


Term Insurance or Whole Life Insurance?
By Jonas Zamora
March 13, 2007
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

There are two main types of insurance – term and permanent/whole life insurance. For many, term insurance is a good route because it is the least expensive life insurance. Some folks like the many bells and whistles that go with permanent insurance along with life time coverage. Of course this makes whole life insurance more costly.

Term Insurance

Term insurance is the least expensive. Benefits are payable at death as long as it occurs during the term of the policy. Coverage is purchased at a specific price for a specific period – the length of period can range usually from one year to 30 years.

If you have certain expenses that need to be paid off during a certain period, term is the way to go. Such expenses, like your mortgage or college education for children, are great examples of this. Let’s say you have a 15-year mortgage and your debt is $250,000. You may consider a 15-year policy to protect your family for the amount you owe. Same thing if you have young children. Match up the amount of insurance you buy with your expected tuition bill. Keep in mind that you must adjust today’s college expenses for inflation.

Remember that term insurance is inexpensive because your coverage lasts for a limited time and there is no investment component. The money you save by purchasing term instead of whole life, however, could always go into your own investment account or disability insurance.

Whole life/Permanent Insurance

Permanent or whole life insurance is more expensive and it covers you whether you die today or when you’re....

Click here to read the rest of this article at Zacks.com

Home Insurance

Over the last decade, the inflation cost of construction has far outpaced other sectors of the economy. If your homeowner insurance policy has not kept pace, you may have a coverage gap to be concerned about. Additionally, property owners create another coverage shortage by not advising their agent about additions and alteration upgrades. Most homeowner insurance policies contain clauses requiring an Insured to notify the agent and or insurance company when a renovation or addition increases the property replacement cost. The company is only obligated to pay up to the replacement cost of the documented square footage. You, as the homeowner, would have to make up the difference.

Attribution: All Choice Insurance Agency INCORPORATED

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