Retirement Planning Appleton WI

Planning ahead for retirement is vital for people of all ages who wish to be financially independent once they opt to retire. Money can be allocated to investments or set aside in savings plans in order to avoid being used too early, though investments do involve some degree of risk. Many people save for retirement through employer-sponsored defined contribution plans, such as IRAs, 401(k)s, and profit sharing plans. Other types of plans and DIY retirement planning are also options and all of the available avenues are generally characterized by tax advantages.

Kirt Rezek
Professional Financial Management
(920) 687-2600
200 West Elm Drive, Suite B
Little Chute, WI
Expertises
Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Estate & Generational Planning Issues, Financial Issues Between Generations, College/Education Planning, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Nathaniel G Gehring, CFP®
(920) 358-0150
3412 E Lexington Dr
Appleton, WI
Firm
KeatsConnelly
Areas of Specialization
Comprehensive Financial Planning, Debt Management, Education Planning, General Financial Planning, Life Planning, Life Transitions, Planning for Couples
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Mr. Jason A Mcglone, CFP®
(920) 733-3872
3701 E Evergreen Dr
Appleton, WI
Firm
Kerntke Otto McGlone Wealth Management Group
Areas of Specialization
Comprehensive Financial Planning, Investment Management

Data Provided by:
Allan J. Davies, CFP®
(920) 628-3732
2000 E Milestone Dr
Appleton, WI
Firm
Thrivent Financial
Areas of Specialization
Asset Allocation, Banking, Budget Development, Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning

Data Provided by:
Jason McGlone
3701 E. Evergreen Drive
Appleton, WI
Company
Title: Senior Partner
Company: Kerntke Otto McGlone Wealth Management Group
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Northern Michigan University/Science Degree in Economics
The American College/Master of Science in Financial Services (MSFS)
Years Experience
Years Experience: 12
Service
Wealth Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Retirement Planning,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Reverse Mortgage,Annuities,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Planning For Personal Finan

Data Provided by:
Mr. Kenneth R. Bakula, CFP®
(920) 882-1816
2201 E. Enterprise Ave
Appleton, WI
Firm
Eagle Strategies, LLC
Areas of Specialization
Estate Planning, General Financial Planning, Insurance Planning, Investment Management, Life Transitions, Long-Term Care, Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided by:
Mrs. Kris A. Bougie, CFP®
(920) 628-4564
2000 E Milestone Dr
Appleton, WI
Firm
Thrivent Financial for Lutherans
Areas of Specialization
Comprehensive Financial Planning, Education Planning, Estate Planning, Insurance Planning, Investment Planning, Life Transitions, Long-Term Care
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. C. Peter Kerntke, CFP®
(920) 733-3874
3701 E Evergreen Dr Ste 500A
Appleton, WI
Firm
Kerntke Otto McGlone Wealth Management Group
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Estate Planning, Investment Management, Retirement Income Management, Wealth Management
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Mr. Andrew Weyker, CFP®
(920) 731-0324
119 N McCarthy Rd Ste E
Appleton, WI
Firm
Ameriprise
Areas of Specialization
Comprehensive Financial Planning, Government and Military, Insurance Planning, Investment Management, Life Transitions, Long-Term Care, Retirement Planning

Data Provided by:
Mr. Chad L Nehring, CFP®
(920) 731-9500
3962 N. Richmond St.
Appleton, WI
Firm
Conceptual Financial Planning,
Areas of Specialization
Comprehensive Financial Planning, Debt Management, General Financial Planning, Investment Planning, Retirement Planning, Social Security Planning, Young Professionals

Data Provided by:
Data Provided by:

Retirement Planning

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Closing in on retirement?

Are you closing in on retirement? If your goal is to retire in the next five years, you are in that critical stage in the retirement planning cycle. You have to take care of details like your 401(k) distributions or rollover, exercise of stock options, pension distributions, and when to take social security payments. Then there's figuring out what you need to draw out of your investments when that big day arrives. What you do in the first five years after retirement will also play a key role over the following 25-30 years.

First, let's discuss your first steps five years before going off into retirement bliss:

1. Put more money away. I read an article that says we are saving too much for retirement. That is bunk! Let's say your retirement target is 65 years of age. Most of you will be able to and should contribute extra to your 401(k) after reaching 50 years of age. That amount is $15,500 per year plus catch up amount of $5,000. Over a 15-year time frame for someone who is 50 years old today, assuming a 7% annual return, the savings by age 65 amounts to over $500,000. Without the extra $5000 in contributions, you would only have around $376,000.

2. Over the last year to two years before retirement, consider being more conservative in your 401(k). Don't leave a majority of these assets in employer stock! If the market takes a nosedive, you still have a great base to invest and live off of when you retire. Diversify.

3. Remember to exercise those in-the-money stock options. Many folks get so excited about their last day at the office, they forget about exercising the valuable stock options while still profitable.

4. Place money in an emergency fund with 1-2 years worth of living expenses in a cash or CD account....

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