Wealth Management Buffalo NY

High net worth individuals and organizations can opt to employ a wealth manager to handle their financial issues, including things like estate planning, taxes, investment management and more. Wealth management services are provided by corporations, financial advisors and multi-licensed portfolio managers. They use wealth management strategies to help their clients grow their wealth and assets as well as to navigate tax law. Wealth managers oversee all the financial affairs of their clients, which can be extremely helpful for those with numerous and diverse financial holdings.

Joseph Raimond
Raimond Financial Planning
(716) 692-8648
1876 Niagara Falls Boulevard, Suite 2
Tonawanda, NY
Expertises
Cash Flow/Budgets/Credit Issues, Helping Clients Identify & Achieve Goals, Insurance Related Issues, including Annuities, Ongoing Investment Management, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, MS

Mr. Thomas J. Hanlon, CFP®
(716) 883-9595
1114 Delaware Avenue
Buffalo, NY
Firm
Courier Capital
Areas of Specialization
Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000



Data Provided by:
Mr. Robert L. Miller Jr., CFP®
(716) 852-7628
237 Main St
Buffalo, NY
Firm
Miller Gesko & Co
Areas of Specialization
Wealth Management

Data Provided by:
Mr. Peter D. Spira, CFP®
(716) 849-3813
3737 HSBC Center
Buffalo, NY
Firm
UBS Financial Services Inc
Key Considerations
Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Mr. Peter J. Munich, CFP®
(716) 848-3810
One M&T Plaza
Buffalo, NY
Firm
M&T Investment Group

Data Provided by:
Anthony Ogorek
Ogorek Wealth Management, LLC
(716) 626-5000
6400 Sheridan Drive Suite 224
Williamsville, NY
Expertises
Ongoing Investment Management, Estate & Generational Planning Issues, Retirement Planning & Distribution Rules, Helping Clients Identify & Achieve Goals, Advising Medical Professionals, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®, Ed.D.

Mr. Steven A Gattuso, CFP®
(716) 883-9595
1114 Delaware Ave
Buffalo, NY
Firm
Courier Capital Corporation
Areas of Specialization
Accounting, Asset Allocation, Comprehensive Financial Planning, General Financial Planning, Investment Management, Investment Planning, Wealth Management

Data Provided by:
Mr. Daniel A. Roblin Iii, CFP®
(716) 849-3833
UBS
Buffalo, NY
Firm
UBS Financial Services
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Investment Management, Retirement Planning, Wealth Management
Key Considerations
Average Net Worth: $5,000,001 or more

Average Income: $500,001 - $1,000,000

Profession: Self-Employed Business Owners

Data Provided by:
Ms. Laura A. Ferrino, CFP®
(716) 848-7531
1 Fountain Plz
Buffalo, NY
Firm
M&T Bank
Areas of Specialization
Asset Allocation, Banking, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Education Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Business Executives

Data Provided by:
Mr. Jeffrey M. Goldfarb, CFP®
(716) 842-0145
295 Main St Rm 914
Buffalo, NY
Firm
Raymond James Financial Services, Inc.
Areas of Specialization
Business Succession Planning, Charitable Giving, Divorce Issues, Elder Care, Estate Planning, Retirement Income Management, Risk Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Data Provided by:

Wealth Management

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Benefits of Estate Planning

Have you ever been advised that you should have an estate plan? You hear the advice and, like most folks, don’t have a clear idea of why you should have one. I read an article by financial planner Elaine Floyd, which outlines the reasons why you should have an estate plan.

Let’s start with the benefits. An estate plan allows you to:

1. Direct the distribution of your wealth at death. An estate plan allows you to name the people, or charities, that will receive your assets. Otherwise, the courts will decide for you based on the laws of succession in your state.
2. Save on estate taxes. The estate tax still exists at least until 2009. In 2010 it will be repealed but may come back in 2011. This year, assets that total up to $2 million are exempt from federal estate taxes. The top tax rate on assets above that amount is 45%. Keep in mind that state inheritance tax has not been abolished either.
3. Save money on probate fees and keep your privacy. Probate fees can run up to about 10% of your estate’s value. Keep in mind that probate is time consuming and a matter of public record.
4. Protects assets while you are alive. Estate planning strategies can help protect you in case of lawsuits and divorce.
5. Prepare for incapacity. What happens if you are unable to handle making the payments for the care you receive while incapacitated? Who will manage your care and finances? An estate plan can help assure your well being if you become unable to make your own decisions....

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