Wealth Management Escondido CA

High net worth individuals and organizations can opt to employ a wealth manager to handle their financial issues, including things like estate planning, taxes, investment management and more. Wealth management services are provided by corporations, financial advisors and multi-licensed portfolio managers. They use wealth management strategies to help their clients grow their wealth and assets as well as to navigate tax law. Wealth managers oversee all the financial affairs of their clients, which can be extremely helpful for those with numerous and diverse financial holdings.

Mary Dean
Dean Consulting & Associates
(858) 485-8547
16885 West Bernardo Drive, Suite 209
San Diego, CA
Expertises
Ongoing Investment Management, Planning Concerns for Corporate Executives, Insurance Related Issues, including Annuities, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, CPA/PFS, MBA

Craig Hillegas
Hillegas Advisory Services
(858) 756-6111
P.O. Box 5010
Rancho Santa Fe, CA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Advising Entrepreneurs, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, CFP®, MSBA

Jon Beyrer
Blankinship & Foster, LLC
(858) 755-5166
420 Stevens Avenue, Suite 250
Solana Beach, CA
Expertises
Planning Issues for Business Owners, Advising Medical Professionals, Ongoing Investment Management, High Net Worth Client Needs, Estate & Generational Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®, EA

Glenda Moehlenpah
Financial Bridges
(858) 547-8100
10650 Treena Street, Suite 101
San Diego, CA
Expertises
Newlyweds & Novice Investors, Cash Flow/Budgets/Credit Issues, Investment Advice without Ongoing Management, Retirement Planning & Distribution Rules, Tax Planning, Middle Income Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA

Leslie Merrithew
Merrithew & Thorsten
(858) 547-1845
9820 Willow Creek Road
San Diego, CA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Planning Issues for Business Owners, Estate & Generational Planning Issues, Tax Planning, Planning Issues for Unmarried & Same-Sex Couples
Certifications
NAPFA Registered Financial Advisor, CFP®, EA

Mary Van Nostrand
Duttenhofer Advisory Group
(858) 487-5195
16870 West Bernardo Drive, Suite 400
San Diego, CA
Expertises
Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Rick Mayes
Mayes Financial Planning
(760) 729-8900
2755 Jefferson St., Suite 208
Carlsbad, CA
Expertises
Middle Income Client Needs, Hourly Financial Planning Services, Retirement Planning & Distribution Rules, Investment Advice without Ongoing Management, Cash Flow/Budgets/Credit Issues, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Stefan Prvanov
Blankinship & Foster, LLC
(858) 755-5166
420 Stevens Avenue, Suite 250
Solana Beach, CA
Expertises
Planning Concerns for Corporate Executives, Ongoing Investment Management, Retirement Planning & Distribution Rules, High Net Worth Client Needs, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®

Jean Sinclair
Avenue Advisors, LLC
(858) 581-3824
12707 High Bluff Dr., Suite 200
San Diego, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Women's Financial Planning Issues, Investment Advice without Ongoing Management, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, MBA, MS

Terrance Green
Blue Water Capital Management, LLC
(858) 552-1488
5755 Oberlin Drive
San Diego, CA
Expertises
Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Ongoing Investment Management, Middle Income Client Needs, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Wealth Management

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Benefits of Estate Planning

Have you ever been advised that you should have an estate plan? You hear the advice and, like most folks, don’t have a clear idea of why you should have one. I read an article by financial planner Elaine Floyd, which outlines the reasons why you should have an estate plan.

Let’s start with the benefits. An estate plan allows you to:

1. Direct the distribution of your wealth at death. An estate plan allows you to name the people, or charities, that will receive your assets. Otherwise, the courts will decide for you based on the laws of succession in your state.
2. Save on estate taxes. The estate tax still exists at least until 2009. In 2010 it will be repealed but may come back in 2011. This year, assets that total up to $2 million are exempt from federal estate taxes. The top tax rate on assets above that amount is 45%. Keep in mind that state inheritance tax has not been abolished either.
3. Save money on probate fees and keep your privacy. Probate fees can run up to about 10% of your estate’s value. Keep in mind that probate is time consuming and a matter of public record.
4. Protects assets while you are alive. Estate planning strategies can help protect you in case of lawsuits and divorce.
5. Prepare for incapacity. What happens if you are unable to handle making the payments for the care you receive while incapacitated? Who will manage your care and finances? An estate plan can help assure your well being if you become unable to make your own decisions....

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