Wealth Management Fresno CA

High net worth individuals and organizations can opt to employ a wealth manager to handle their financial issues, including things like estate planning, taxes, investment management and more. Wealth management services are provided by corporations, financial advisors and multi-licensed portfolio managers. They use wealth management strategies to help their clients grow their wealth and assets as well as to navigate tax law. Wealth managers oversee all the financial affairs of their clients, which can be extremely helpful for those with numerous and diverse financial holdings.

Mr. Robert Garabedian, CFP®
(559) 438-2553
5250 N Palm Ave Ste 321
Fresno, CA
Firm
Morgan Stanley Smith Barney
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Mr. Mark G. Ruof, CFP®
(559) 447-8212
5250 N Palm
Fresno, CA
Firm
RBC Wealth Management
Areas of Specialization
Asset Allocation
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Business Executives

Data Provided by:
Mr. Richard Allyn Quan, CFP®
(559) 449-6145
5200 N Palm Ave Ste 308
Fresno, CA
Firm
New England Financial
Areas of Specialization
Business Succession Planning, Education Planning, Estate Planning, Insurance Planning, Investment Planning, Long-Term Care, Retirement Planning

Data Provided by:
Mr. Andrew O'Reilly Carrigan, CFP®
5250 N Palm Ave Ste 321
Fresno, CA
Firm
Morgan Stanley Smith Barney

Data Provided by:
Mr. Lawrence A. Holody, CFP®
(559) 447-8204
5250 N Palm Ave Ste 111
Fresno, CA
Firm
RBC Wealth Management
Areas of Specialization
Accounting, Asset Allocation, Budget Development, Charitable Giving, Estate Planning, General Financial Planning, Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Mr. Ryan J. Louie, CFP®
(559) 449-8690
6715 N Palm Ave Ste 112
Fresno, CA
Firm
Ford Financial Group
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning

Data Provided by:
Ms. Jayne M. Ferrante, CFP®
(559) 437-1818
6795 N Palm Ave Ste 108
Fresno, CA
Firm
Prosperity Planning & Management
Areas of Specialization
Comprehensive Financial Planning, Investment Management, Life Planning, Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided by:
Mr. Nikolaus Redmond, CFP®
(559) 449-8690
6715 N Palm Ave Ste 112
Fresno, CA
Firm
Ford Financial Group
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning

Data Provided by:
Yvonne Regina Telles, CFP®
5260 N Palm Ave
Fresno, CA
Firm
Merrill Lynch Group, Inc.

Data Provided by:
Jared V. West, CFP®
(559) 436-3324
5260 N. Palm Ave
Fresno, CA
Firm
Merrill Lynch
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Data Provided by:

Wealth Management

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Benefits of Estate Planning

Have you ever been advised that you should have an estate plan? You hear the advice and, like most folks, don’t have a clear idea of why you should have one. I read an article by financial planner Elaine Floyd, which outlines the reasons why you should have an estate plan.

Let’s start with the benefits. An estate plan allows you to:

1. Direct the distribution of your wealth at death. An estate plan allows you to name the people, or charities, that will receive your assets. Otherwise, the courts will decide for you based on the laws of succession in your state.
2. Save on estate taxes. The estate tax still exists at least until 2009. In 2010 it will be repealed but may come back in 2011. This year, assets that total up to $2 million are exempt from federal estate taxes. The top tax rate on assets above that amount is 45%. Keep in mind that state inheritance tax has not been abolished either.
3. Save money on probate fees and keep your privacy. Probate fees can run up to about 10% of your estate’s value. Keep in mind that probate is time consuming and a matter of public record.
4. Protects assets while you are alive. Estate planning strategies can help protect you in case of lawsuits and divorce.
5. Prepare for incapacity. What happens if you are unable to handle making the payments for the care you receive while incapacitated? Who will manage your care and finances? An estate plan can help assure your well being if you become unable to make your own decisions....

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