Wealth Management San Luis Obispo CA

High net worth individuals and organizations can opt to employ a wealth manager to handle their financial issues, including things like estate planning, taxes, investment management and more. Wealth management services are provided by corporations, financial advisors and multi-licensed portfolio managers. They use wealth management strategies to help their clients grow their wealth and assets as well as to navigate tax law. Wealth managers oversee all the financial affairs of their clients, which can be extremely helpful for those with numerous and diverse financial holdings.

Bryan Krill
R.E. Wacker Associates, Inc.
(805) 541-1308
973 Higuera Street, Suite A
San Luis Obispo, CA
Expertises
Advising Entrepreneurs, Advising Medical Professionals, Ongoing Investment Management, Retirement Plan Investment Advice, Alternative or Private Investments, Newlyweds & Novice Investors
Certifications
NAPFA Registered Financial Advisor, CFP®

Randy Christensen
Christensen Financial Planning
(805) 343-1391
1605 Payton Way
Nipomo, CA
Expertises
Helping Clients Identify & Achieve Goals, Hourly Financial Planning Services, Advising Employee Benefit Plan Participants, Retirement Plan Investment Advice, Middle Income Client Needs, Newlyweds & Novice Investors
Certifications
NAPFA Registered Financial Advisor, CFP®

Mary T. Rose, CFP®
(805) 541-1308
973 Higuera St
San Luis Obispo, CA
Firm
R. E. Wacker Associates, Inc
Areas of Specialization
Comprehensive Financial Planning, Investment Management, Life Planning, Retirement Planning, Tax Planning

Data Provided by:
Ms. Helen P Sipsas, CFP®
(888) 231-3262
1177 Marsh St Ste 110
San Luis Obispo, CA
Firm
Peak Wealth Advisors
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Investment Management, Retirement Planning, Wealth Management
Key Considerations
Profession: Not Applicable

Data Provided by:
Mr. Craig S. Darnell, CFP®
(805) 543-4366
1101 Marsh St
San Luis Obispo, CA
Firm
Blakeslee & Blakeslee
Areas of Specialization
Asset Allocation, Budget Development, Charitable Giving, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning

Data Provided by:
Patrick O'Hara
R.E. Wacker Associates, Inc.
(805) 541-1308
973 Higuera Street, Suite A
San Luis Obispo, CA
Expertises
Advising Medical Professionals, Planning Concerns for Corporate Executives, High Net Worth Client Needs, Alternative or Private Investments, Planning Issues for Business Owners, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Eddie D. Holmes, CFP®
(805) 544-5311
1428 Phillips Lane
San Luis Obispo, CA
Firm
Financial Resources
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Mr. William Henry Crew Iii, CFP®
(805) 781-3885
1397 Marsh St
San Luis Obispo, CA
Firm
William Henry Crew III Wealth

Data Provided by:
Mr. Shawn Alan Murphy, CFP®
(805) 706-0259
230 Country Club Dr
San Luis Obispo, CA
Firm
Murphis, LLC
Areas of Specialization
Business Succession Planning, Estate Planning, Insurance Planning, Long-Term Care, Retirement Income Management, Retirement Planning, Tax Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Matthew R. Wilson, CFP®
(805) 541-1308
973 Higuera St. Ste A
San Luis Obispo, CA
Firm
R.E. Wacker Associates, Inc.
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Medical/Dental Professionals

Data Provided by:
Data Provided by:

Wealth Management

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Benefits of Estate Planning

Have you ever been advised that you should have an estate plan? You hear the advice and, like most folks, don’t have a clear idea of why you should have one. I read an article by financial planner Elaine Floyd, which outlines the reasons why you should have an estate plan.

Let’s start with the benefits. An estate plan allows you to:

1. Direct the distribution of your wealth at death. An estate plan allows you to name the people, or charities, that will receive your assets. Otherwise, the courts will decide for you based on the laws of succession in your state.
2. Save on estate taxes. The estate tax still exists at least until 2009. In 2010 it will be repealed but may come back in 2011. This year, assets that total up to $2 million are exempt from federal estate taxes. The top tax rate on assets above that amount is 45%. Keep in mind that state inheritance tax has not been abolished either.
3. Save money on probate fees and keep your privacy. Probate fees can run up to about 10% of your estate’s value. Keep in mind that probate is time consuming and a matter of public record.
4. Protects assets while you are alive. Estate planning strategies can help protect you in case of lawsuits and divorce.
5. Prepare for incapacity. What happens if you are unable to handle making the payments for the care you receive while incapacitated? Who will manage your care and finances? An estate plan can help assure your well being if you become unable to make your own decisions....

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