Wealth Management Santa Clara CA

High net worth individuals and organizations can opt to employ a wealth manager to handle their financial issues, including things like estate planning, taxes, investment management and more. Wealth management services are provided by corporations, financial advisors and multi-licensed portfolio managers. They use wealth management strategies to help their clients grow their wealth and assets as well as to navigate tax law. Wealth managers oversee all the financial affairs of their clients, which can be extremely helpful for those with numerous and diverse financial holdings.

Joseph Alfonso
Aegis Financial Advisory
(408) 689-8211
3333 Bowers Avenue, Suite 130
Santa Clara, CA
Expertises
Helping Clients Identify & Achieve Goals, Tax Planning, Ongoing Investment Management, Advising Employee Benefit Plan Participants, Estate & Generational Planning Issues, Middle Income Client Needs
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, ChFc, EA

Bruce Barton
Parkworth Wealth Management, Inc.
(408) 436-9800
1737 N. First Street, Suite 290
San Jose, CA
Expertises
Helping Clients Identify & Achieve Goals, High Net Worth Client Needs, Ongoing Investment Management, Estate & Generational Planning Issues, Tax Planning, Professional Athletes or Entertainers
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®, MBA

Janet Wan
Sierra Pacific Financial Advisors
(510) 438-6878
19925 Stevens Creeks Blvd.
Cupertino, CA
Expertises
Ongoing Investment Management, Planning Concerns for Corporate Executives, Retirement Planning & Distribution Rules, High Net Worth Client Needs, Women's Financial Planning Issues, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, BS, CFP®

Rodney Wade
Wade Financial Advisory, Inc.
(408) 369-7399
2105 South Bascom Avenue, Suite 110
Campbell, CA
Expertises
Ongoing Investment Management, Planning Concerns for Corporate Executives, Financial Issues Between Generations, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BS, CEA, CFP®, EA, MST

Fern Alix LaRocca
Advanced Financial Designs
(415) 819-3065
P. O. Box 4067
Mountain View, CA
Expertises
Women's Financial Planning Issues, Advising Entrepreneurs, Investment Advice without Ongoing Management, Hourly Financial Planning Services, Middle Income Client Needs, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, CFP®, EA

Jenna Hung
LifeStream Financial, Inc.
(408) 657-6880
5201 Great America Parkway, Suite 320
Santa Clara, CA
Expertises
Ongoing Investment Management, Tax Planning, Real Estate Investments, Cash Flow/Budgets/Credit Issues, Newlyweds & Novice Investors, Planning Issues for Unmarried & Same-Sex Couples
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®, CMA, CPA, CPA/PFS, MBA

Michael Chamberlain
Chamberlain Financial Planning LLC
(800) 347-1340
900 E. Hamilton Ave. Suite 100
Campbell, CA
Expertises
Hourly Financial Planning Services, Ongoing Investment Management, Middle Income Client Needs, Insurance Related Issues, including Annuities, Newlyweds & Novice Investors, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®

Ted George
George Financial Advisors
(831) 438-6000
1999 South Bascom
Campbell, CA
Expertises
Hourly Financial Planning Services, Investment Advice without Ongoing Management, Ongoing Investment Management, Retirement Planning & Distribution Rules, Estate & Generational Planning Issues, Cash Flow/Budgets/Credit Issues
Certifications
NAPFA Registered Financial Advisor, MSFP

Randall May
Randy May Financial Planning
(408) 879-2363
1999 S. Bascom Avenue, Suite 700
Campbell, CA
Expertises
Hourly Financial Planning Services, Investment Advice without Ongoing Management, Retirement Plan Investment Advice, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, College/Education Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA, PhD

Robert Sullivan
Sullivan & Serwitz
(650) 949-2221
779 Altos Oaks Drive
Los Altos, CA
Expertises
Ongoing Investment Management, Planning Issues for Business Owners, High Net Worth Client Needs, Alternative or Private Investments, Financial Issues Between Generations, Planning Concerns for Corporate Executives
Certifications
NAPFA Registered Financial Advisor, BS, CFP®

Wealth Management

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Benefits of Estate Planning

Have you ever been advised that you should have an estate plan? You hear the advice and, like most folks, don’t have a clear idea of why you should have one. I read an article by financial planner Elaine Floyd, which outlines the reasons why you should have an estate plan.

Let’s start with the benefits. An estate plan allows you to:

1. Direct the distribution of your wealth at death. An estate plan allows you to name the people, or charities, that will receive your assets. Otherwise, the courts will decide for you based on the laws of succession in your state.
2. Save on estate taxes. The estate tax still exists at least until 2009. In 2010 it will be repealed but may come back in 2011. This year, assets that total up to $2 million are exempt from federal estate taxes. The top tax rate on assets above that amount is 45%. Keep in mind that state inheritance tax has not been abolished either.
3. Save money on probate fees and keep your privacy. Probate fees can run up to about 10% of your estate’s value. Keep in mind that probate is time consuming and a matter of public record.
4. Protects assets while you are alive. Estate planning strategies can help protect you in case of lawsuits and divorce.
5. Prepare for incapacity. What happens if you are unable to handle making the payments for the care you receive while incapacitated? Who will manage your care and finances? An estate plan can help assure your well being if you become unable to make your own decisions....

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