Wealth Management Temecula CA

High net worth individuals and organizations can opt to employ a wealth manager to handle their financial issues, including things like estate planning, taxes, investment management and more. Wealth management services are provided by corporations, financial advisors and multi-licensed portfolio managers. They use wealth management strategies to help their clients grow their wealth and assets as well as to navigate tax law. Wealth managers oversee all the financial affairs of their clients, which can be extremely helpful for those with numerous and diverse financial holdings.

Karin McKerahan
McKerahan Financial Services
(909) 754-0228
43537 Ridge Park Drive
Temecula, CA
Expertises
Helping Clients Identify & Achieve Goals, Middle Income Client Needs, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, MBA

Ms. Kimberly M. Surber, CFP®
(951) 926-1002
PO Box 893910
Temecula, CA
Firm
Encore Financial Consulting
Areas of Specialization
Comprehensive Financial Planning, Employee and Employer Plan Benefits, Retirement Income Management, Retirement Planning, Social Security Planning, Women's Finances
Key Considerations
Profession: Self-Employed Business Owners

Data Provided by:
Mr. Robert B. Babcock, CFP®
(951) 695-6614
27450 Ynez Rd Ste 200
Temecula, CA
Firm
Merrill Lynch Bank & Trust Co., Fsb
Areas of Specialization
Comprehensive Financial Planning, Employee and Employer Plan Benefits, Estate Planning, Life Planning, Retirement Planning, Special Needs Planning, Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Profession: Medical/Dental Professionals

Data Provided by:
Mr. Robert A. Leanza, CFP®
(951) 699-2473
40164 Stowe Road
Temecula, CA
Firm
Financial Dynamics, LLC
Areas of Specialization
Business Succession Planning, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, Insurance Planning, Investment Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Jeffry S. Cole, CFP®
(951) 308-6444
40395 Winchester Rd
Temecula, CA
Firm
TeamTax

Data Provided by:
Scott Dauenhauer
Meridian Wealth Management
(949) 916-6238
38162 Sherwood Street
Murrieta, CA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Advising Employee Benefit Plan Participants, Insurance Related Issues, including Annuities
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®, MSFP

Mr. Leonard P. Cole, CFP®
(951) 695-1998
30650 Rancho California Rd
Temecula, CA
Firm
Leonard P. Cole Financial & Insurance Services
Areas of Specialization
Budget Development

Data Provided by:
Mr. William R. Locklin, CFP®
(951) 676-2010
42145 Lyndie Ln
Temecula, CA
Firm
Bill Locklin

Data Provided by:
Mr. Stephen T. Peppler, CFP®
(951) 699-9024
42145 LYNDIE LANE
Temecula, CA
Firm
National Planning Corp
Areas of Specialization
Asset Allocation, Investment Planning, Retirement Income Management, Retirement Planning, Tax Preparation
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000



Data Provided by:
Mr. Scott Robert Morris, CFP®
(760) 643-4106
26141 Shady Brook Cir
Murrieta, CA

Data Provided by:
Data Provided by:

Wealth Management

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Benefits of Estate Planning

Have you ever been advised that you should have an estate plan? You hear the advice and, like most folks, don’t have a clear idea of why you should have one. I read an article by financial planner Elaine Floyd, which outlines the reasons why you should have an estate plan.

Let’s start with the benefits. An estate plan allows you to:

1. Direct the distribution of your wealth at death. An estate plan allows you to name the people, or charities, that will receive your assets. Otherwise, the courts will decide for you based on the laws of succession in your state.
2. Save on estate taxes. The estate tax still exists at least until 2009. In 2010 it will be repealed but may come back in 2011. This year, assets that total up to $2 million are exempt from federal estate taxes. The top tax rate on assets above that amount is 45%. Keep in mind that state inheritance tax has not been abolished either.
3. Save money on probate fees and keep your privacy. Probate fees can run up to about 10% of your estate’s value. Keep in mind that probate is time consuming and a matter of public record.
4. Protects assets while you are alive. Estate planning strategies can help protect you in case of lawsuits and divorce.
5. Prepare for incapacity. What happens if you are unable to handle making the payments for the care you receive while incapacitated? Who will manage your care and finances? An estate plan can help assure your well being if you become unable to make your own decisions....

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