Wealth Management Torrance CA

High net worth individuals and organizations can opt to employ a wealth manager to handle their financial issues, including things like estate planning, taxes, investment management and more. Wealth management services are provided by corporations, financial advisors and multi-licensed portfolio managers. They use wealth management strategies to help their clients grow their wealth and assets as well as to navigate tax law. Wealth managers oversee all the financial affairs of their clients, which can be extremely helpful for those with numerous and diverse financial holdings.

Abbas Heydari
Abbasali Heydari
(310) 792-2090
21535 Hawthorne Blvd. Suite 355
Torrance, CA
Expertises
Helping Clients Identify & Achieve Goals, Cash Flow/Budgets/Credit Issues, Retirement Plan Investment Advice, Estate & Generational Planning Issues, Ongoing Investment Management, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®

Eric Toya
ONCUBIC LLC
(310) 697-0400
417 Beryl Street
Redondo Beach, CA
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Estate & Generational Planning Issues, Socially Responsible Investments
Certifications
NAPFA Registered Financial Advisor, CFP®

Eileen Freiburger
ESF Financial Planning Group, Inc.
(310) 706-4123
1500 Rosecrans Ave., Suite 500
Manhattan Beach, CA
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Retirement Plan Investment Advice, Advising Employee Benefit Plan Participants, Women's Financial Planning Issues, Planning Issues for Unmarried & Same-Sex Couples
Certifications
NAPFA Registered Financial Advisor, CFP®

David DeWolf
Quantum Wealth Management
(310) 568-1204
600 Corporate Pointe, Suite 1120
Culver City, CA
Expertises
Planning Issues for Business Owners, Estate & Generational Planning Issues, Retirement Planning & Distribution Rules, Advising Entrepreneurs, Ongoing Investment Management, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA, MBA

Roberta Jean Smith
Matrix Planning, Inc.
(310) 399-0457 Ext: 2
3015 Main Street, Suite 403
Santa Monica, CA
Expertises
Ongoing Investment Management, Charitable Giving - Trusts & Foundations, Helping Clients Identify & Achieve Goals, Alternative or Private Investments
Certifications
NAPFA Registered Financial Advisor, MS, PDPFP

Douglas Taylor
Taylor Wealth Management
(310) 540-8000
3655 Torrance Blvd., Suite 347
Torrance, CA
Expertises
Ongoing Investment Management, Tax Planning, Retirement Planning & Distribution Rules, College/Education Planning, Estate & Generational Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA/PFS

Scott Leonard
Trovena LLC
(310) 697-0400
417 Beryl Street
Redondo Beach, CA
Expertises
Ongoing Investment Management, Advising Entrepreneurs, Retirement Plan Investment Advice, High Net Worth Client Needs, Planning Issues for Business Owners, Estate & Generational Planning Issues
Certifications
NAPFA Registered Financial Advisor, CEA, CFP®

Darius Gagne
Quantum Wealth Management
(310) 568-1204
600 Corporate Pointe, Suite 1120
Culver City, CA
Expertises
High Net Worth Client Needs, Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Retirement Plan Investment Advice, Estate & Generational Planning Issues, Professional Athletes or Entertainers
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®, PhD

W. David Armes
Dover Healthcare Planning LLC
(562) 343-5377
461-102 Kakkis Drive
Long Beach, CA
Expertises
Insurance Related Issues, including Annuities, Advising Employee Benefit Plan Participants, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Alfred McIntosh
McIntosh Capital Advisors,Inc.
(310) 470-4056
10801 National Blvd., Suite 610
Los Angeles, CA
Expertises
Ongoing Investment Management, Cash Flow/Budgets/Credit Issues, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®, PFP

Wealth Management

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Benefits of Estate Planning

Have you ever been advised that you should have an estate plan? You hear the advice and, like most folks, don’t have a clear idea of why you should have one. I read an article by financial planner Elaine Floyd, which outlines the reasons why you should have an estate plan.

Let’s start with the benefits. An estate plan allows you to:

1. Direct the distribution of your wealth at death. An estate plan allows you to name the people, or charities, that will receive your assets. Otherwise, the courts will decide for you based on the laws of succession in your state.
2. Save on estate taxes. The estate tax still exists at least until 2009. In 2010 it will be repealed but may come back in 2011. This year, assets that total up to $2 million are exempt from federal estate taxes. The top tax rate on assets above that amount is 45%. Keep in mind that state inheritance tax has not been abolished either.
3. Save money on probate fees and keep your privacy. Probate fees can run up to about 10% of your estate’s value. Keep in mind that probate is time consuming and a matter of public record.
4. Protects assets while you are alive. Estate planning strategies can help protect you in case of lawsuits and divorce.
5. Prepare for incapacity. What happens if you are unable to handle making the payments for the care you receive while incapacitated? Who will manage your care and finances? An estate plan can help assure your well being if you become unable to make your own decisions....

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