Wealth Management Vallejo CA

High net worth individuals and organizations can opt to employ a wealth manager to handle their financial issues, including things like estate planning, taxes, investment management and more. Wealth management services are provided by corporations, financial advisors and multi-licensed portfolio managers. They use wealth management strategies to help their clients grow their wealth and assets as well as to navigate tax law. Wealth managers oversee all the financial affairs of their clients, which can be extremely helpful for those with numerous and diverse financial holdings.

Colleen Soares
Soares Financial,Inc.
(707) 225-6900
2033 First Street
Napa, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Planning Issues for Business Owners, Middle Income Client Needs, Retirement Planning & Distribution Rules, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA

Daryoosh Khalilollahi
DABK, Inc. Financial Planning Services
(510) 703-9208
1563 Solano Ave., PMB 538
Berkeley, CA
Expertises
Hourly Financial Planning Services, Investment Advice without Ongoing Management, Middle Income Client Needs, Retirement Plan Investment Advice, Helping Clients Identify & Achieve Goals, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA, MSEE

Robert Garner
Garner Financial Management
(925) 282-5500
3595 Mt. Diablo Blvd., Suite 290
Lafayette, CA
Expertises
Ongoing Investment Management, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CDFA, CMFC, CRPC, RFC

Alice King
Wine Country Wealth Management, LLC
(707) 933-1549
809 Broadway
Sonoma, CA
Expertises
Helping Clients Identify & Achieve Goals, High Net Worth Client Needs, Planning Issues for Business Owners, Ongoing Investment Management, College/Education Planning, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, JD

Ralph Latza
Private Ocean
(415) 526-2900
750 Lindaro Street, Suite 130
San Rafael, CA
Expertises
Helping Clients Identify & Achieve Goals, Investment Advice without Ongoing Management, Divorce Planning, Estate & Generational Planning Issues, Planning Concerns for Corporate Executives, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, JD, LLM

Walter Romatowski
Castellan Financial Advisors
(800) 385-1787
3478 Buskirk Avenue, Suite 1000
Pleasant Hill, CA
Expertises
Hourly Financial Planning Services, Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Middle Income Client Needs, Cash Flow/Budgets/Credit Issues, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®, CMA, MBA

Edith Barschi
Edith B. Barschi, CFACFP, EA
(510) 486-0846
P. O. Box 10013
Berkeley, CA
Expertises
Investment Advice without Ongoing Management, Helping Clients Identify & Achieve Goals, College/Education Planning, Divorce Planning
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®, EA, MBA

Peggy Cabaniss
HC Financial Advisors, Inc.
(925) 299-1800
3685 Mt. Diablo Blvd., Suite 200
Lafayette, CA
Expertises
Ongoing Investment Management, Estate & Generational Planning Issues, Financial Issues Between Generations, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, MS

Brian Pon
Financial Connections Group, Inc.
(510) 849-4667
2608 Ninth St. #302
Berkeley, CA
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Socially Responsible Investments, Tax Planning, Planning Issues for Unmarried & Same-Sex Couples
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, EA, PFP

Neerja Bhutani
Bhutani-Palmin Financial Planning, LLC
(925) 262-8445
712 Bancroft Rd . # 752
Walnut Creek, CA
Expertises
Hourly Financial Planning Services, Helping Clients Identify & Achieve Goals, Investment Advice without Ongoing Management, Middle Income Client Needs, Women's Financial Planning Issues, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®

Wealth Management

By: Jonas Zamora
Jonas Zamora is a Certified Financial PlannerTM professional. You may contact him at jzamora@zacks.com

Benefits of Estate Planning

Have you ever been advised that you should have an estate plan? You hear the advice and, like most folks, don’t have a clear idea of why you should have one. I read an article by financial planner Elaine Floyd, which outlines the reasons why you should have an estate plan.

Let’s start with the benefits. An estate plan allows you to:

1. Direct the distribution of your wealth at death. An estate plan allows you to name the people, or charities, that will receive your assets. Otherwise, the courts will decide for you based on the laws of succession in your state.
2. Save on estate taxes. The estate tax still exists at least until 2009. In 2010 it will be repealed but may come back in 2011. This year, assets that total up to $2 million are exempt from federal estate taxes. The top tax rate on assets above that amount is 45%. Keep in mind that state inheritance tax has not been abolished either.
3. Save money on probate fees and keep your privacy. Probate fees can run up to about 10% of your estate’s value. Keep in mind that probate is time consuming and a matter of public record.
4. Protects assets while you are alive. Estate planning strategies can help protect you in case of lawsuits and divorce.
5. Prepare for incapacity. What happens if you are unable to handle making the payments for the care you receive while incapacitated? Who will manage your care and finances? An estate plan can help assure your well being if you become unable to make your own decisions....

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